How It Works

Analysis, education, and financial clarity

GRAE LINE reviews the vehicle and loan information you provide, alongside any offers you have independently obtained, and explains what your numbers appear to say. You make and execute every decision.

  1. 01

    Tell us about your car

    Vehicle, mileage, and condition. Enough to establish a realistic view of where your vehicle sits in the current market.

  2. 02

    Tell us about your loan

    Payoff, monthly payment, APR, and remaining term. If you don't know a number, say so — we work with what you have.

  3. 03

    Add your existing offers

    Only offers you have independently obtained. We do not solicit, shop, or request offers on your behalf.

  4. 04

    We analyze the financial picture

    Vehicle position, loan position, equity, ownership considerations, and the paths that may deserve consideration.

  5. 05

    You receive your GRAE analysis

    A clear explanation of where you stand — and what you may wish to independently investigate next.

Boundaries

What GRAE LINE does not do

  • We do not buy vehicles.
  • We do not sell vehicles.
  • We do not broker, consign, or advertise vehicles.
  • We do not negotiate with dealerships on your behalf.
  • We do not finance or refinance vehicles.
  • We do not take possession of customer vehicles.